Payment Options
Quality dental care should be accessible to everyone. We offer a range of payment options to suit your needs.
At My Local Dentists, our commitment to accessible, affordable dentistry means providing flexible payment solutions that help you receive the care you need, when you need it.
Book your appointment and explore your options with us today.
Only available at certain locations. Contact your local clinic to find out more.
HICAPS — Instant Health Fund Rebates
We accept all major private health funds via HICAPS, allowing you to claim your rebate on the spot at the time of treatment.
Simply present your health fund card and you'll only need to pay the gap (if applicable). No waiting, no paperwork — just fast, convenient claiming.
Flexible Payment Plans
Start your treatment today and pay over time with our range of flexible finance options.
Humm
Spread the cost of your dental treatment with flexible repayment terms and no interest ever.
- Finance treatments up to $30,000
- Choose repayment terms from 6–40 months
- Receive approval within minutes
Fees, charges and eligibility criteria apply. See your Humm contract for full terms and conditions.
Zip Pay & Zip Money
Flexible, interest-free payment options so you can take control of your repayments.
- Pay no interest on treatments under $1,000 (Zip Pay)
- Access longer interest-free terms for larger treatments (Zip Money)
- Choose weekly, fortnightly or monthly repayments
Minimum monthly repayments and fees may apply. Approval subject to credit assessment.
Afterpay — Pay in 4
Enjoy your treatment now and pay it off in four equal interest-free instalments over six weeks.
- Spend up to approved limits
- Track payments easily via the Afterpay App
- Pay no extra when payments are made on time
Late fees and eligibility criteria apply. Terms and conditions apply.
Use Your Superannuation — SuperCare
For eligible patients, essential dental treatments may be funded through the ATO's Compassionate Release of Superannuation program. We partner with SuperCare, who manage the application process on your behalf.
Superannuation may assist with treatments such as:
- Dentures
- Orthodontics
- Root canal treatment
- Crowns and bridges
- General dentistry
Approval subject to ATO criteria and eligibility requirements.
Child Dental Benefits Schedule (CDBS)
Eligible children aged 2–17 may receive up to $1,158 in Medicare-funded dental benefits over two consecutive calendar years.
If you're unsure about eligibility, our team can assist you.
Preparing for your first appointment
Here's everything you need for a great first visit. Download our free New Patient Guide — it covers what to bring, what to expect, and more.
